On Credit

5 months, 4 credit cards, 35 flights, 15 contests, 1 handycam… A surfer’s dream…

On Credit is the story of aspiring pro surfer Johnny Abegg, Who in pursuit of a lifelong dream, has clocked up a $21,000 debt, spread over 4 credit cards. $3000 is all that’s left on credit and you’re faced with a 5-month journey, competing on an international surfing circuit, travelling to places known and unknown, facing adversity at every turn.

Your whole being has come down to this, the end is in sight, but in fighting for the ultimate dream, you realise that…

The journey is the dream.

Financial advice anyone?

Recently I was asked to answer a few questions about credit card debt. Am I a good person to ask? It was an interesting chat. Personally, I found it great re-visit the past and be put on the spot to talk about the highs and lows that derived from the gambles I took with On Credit. I made the film in 2005, but the $27,000 debt I racked up still triggers many questions and answers. If your interested, here is the interview I did with Money Compare recently…. pretty funny.

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Testimonials

Johnny has documented what most pro surfers take for granted and are too blind to see. In this stunning first attempt at filmmaking, Johnny has produced an insightful and ‘to the point’ documentary that may single handedly give surfing back it’s dignity in the mainstream media…
Two thumbs up!
Jock  Barnes
Former WQS Campaigner
Lennox Head, Australia

Congratulations to Johnny on his genuine and engaging film. It is an amazing first effort in film-making. ‘On Credit’ is an honest, vibrant and energetic film that draws us into a world of possibilities and adventure.
Dr  Baden Offord, Senior Lecturer
School of Arts, Southern Cross University
Lismore, Australia

Johnny Abegg’s movie is a great story of surfers taking on the World Qualifying Series chasing the dream of being a pro surfer.  It shows the trials, tribulations, the highs the lows, and the adventures of a young man travelling the world, with the inevitable snap-back to reality throughout the movie. On Credit is a movie every young up and coming surfer should see.
Terry “Tappa” Teese
Gold  Coast Bulletin Columnist
Gold Coast, Australia

Your film gave me hope! Following your dreams is a wonderful message to give to all young people you will reach, with this beautifully constructed masterpiece!
Pam  Salfield
Teacher
Byron Bay, Australia